Matthew McNichol is an associate managing director in K2 Integrity’s Financial Crimes Risk Management practice. He works with financial institutions and jurisdictional authorities to identify, assess, and mitigate risks related to money laundering, terrorist financing, bribery and corruption, sanctions evasion, and other illicit financial activities. Matt advises clients on designing and implementing comprehensive financial crimes compliance frameworks—including policies, procedures, and risk assessment tools—that align with jurisdictional laws, regulations, and global standards.
Before joining K2 Integrity, Matt served as director of business risk and controls at USAA, where he built and led an independent issue validation team focused on anti-money laundering (AML) and fraud-related matters. In this role, he developed operating models and reporting structures that reduced repeat issues and improved regulatory adherence across multiple business lines. Matt also was part of the development and implementation of a bankwide centralized issue validation process across the bank to ensure consistent execution.
Prior to his time at USAA, Matt spent more than a decade in audit leadership roles at Wells Fargo and Bank of America. At Wells Fargo, he managed financial crimes audits and consent order validations, supervised multiple engagements, and contributed to the development of auditable entities to ensure adequate coverage of financial crimes risks. At Bank of America, Matt helped establish the bank’s global financial crimes audit team and managed complex audit strategies.
Matt holds an M.A. in accounting and a B.A. in management from the University of North Carolina at Chapel Hill. He is Certified Anti-Money Laundering Specialist (CAMS).