Nicholas J. Francis is an associate managing director at K2 Integrity, where he leverages more than 15 years of experience in financial crimes compliance and regulatory risk management. He advises domestic and international financial institutions on anti-money laundering (AML), counter-terrorist financing (CFT), and sanctions compliance, helping clients strengthen governance, oversight, and operational controls to meet regulatory expectations.
Nick’s expertise spans the development of sanctions compliance policies, inherent risk assessment methodologies, and transaction monitoring program reviews. He leads program enhancement initiatives, including targeted gap assessments of KYC/CDD processes, cross-border trade payments, and sanctions-related controls. Nick also oversees the creation of learning assessments and training plans for cryptocurrency exchanges, supporting the evolution of financial crime detection capabilities.
Before joining K2 Integrity, Nick served as a senior managing strategy consultant at Promontory Financial Group, a business unit of IBM Consulting, where he managed global AML and sanctions program enhancements and supervised multimillion-dollar compliance projects, including complex, global multiphased enhancements. Nick executed sanctions screening system and process enhancement projects, and developed and delivered tailored sanctions training to bank personnel, from senior leadership to all operating staff. He also supported a client’s implementation of a new transaction monitoring system and enhanced detection scenarios.
A recognized thought leader in the industry, Nick has authored articles on transparency in combating money laundering and terrorist financing.
Nick holds a B.A. (Hons.), cum laude, in French and German from the University of Nottingham.