Steven Pacitto is an associate managing director in K2 Integrity’s Financial Crimes Risk Management practice, where he leverages more than a decade of experience in internal fraud risk management and anti-money laundering (AML), Bank Secrecy Act (BSA), and sanctions compliance. Steven partners with global financial institutions and jurisdictional authorities to identify, assess, and mitigate risks associated with money laundering, terrorist financing, bribery and corruption, sanctions evasion, and other illicit activities. He advises clients on developing AML/CFT guidance, policies, procedures, and risk assessment tools that align with international standards and local regulatory requirements, ensuring clients maintain robust compliance frameworks while supporting operational efficiency and resilience.
Before joining K2 Integrity, Steven held several leadership roles at USAA, most recently as a director providing governance and oversight for BSA/AML, sanctions, and internal fraud programs. He served as a key liaison for audits, regulatory exams, compliance, and quality control, and provided strategic guidance to ensure adherence to risk frameworks and regulatory expectations. Steven also led quality assurance and quality control functions at USAA, building and managing high-performing teams throughout the lifecycle of a regulatory consent order.
Earlier in his career, Steven was an audit manager at Wells Fargo, where he managed multiple AML/BSA audit engagements, leading a large team through the validation of a regulatory consent order by training employees and contractors, reviewing workpapers, providing staff feedback, and drafting monthly and quarterly reports for audit leadership. He began his career in internal audit at Caesars Entertainment Corporation, focusing on operational process analysis, financial reporting, and compliance across multiple gaming jurisdictions.
Steven holds a B.S. in accounting from Stockton University and is a Certified Anti-Money Laundering Specialist (CAMS).